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Working Capital for Businesses Ready to Move

Fast decisions. Honest terms. No hard credit pull to get started.

Call (973) 378-0005Or fill out the form →

Get pre-qualified in minutes

No hard credit pull. Decision in 24 hours.

By submitting, you agree to be contacted regarding funding options.

24hr
Decision in 24 hours
No
No hard credit pull
$
Working capital for established businesses

Here's how fast this actually moves.

Four steps. No bank timeline. No waiting to find out if you qualify.

1

Tell us about your business

A 60-second form. No hard credit pull. No paperwork before you've seen anything.

2

We review and come back to you

Real options in 24–48 hours — not a ballpark, not a maybe. An actual answer.

3

You decide if it works

No obligation to move forward. No pressure. If it makes sense for your business, we go. If it doesn't, we tell you that too.

4

Funding hits your account

For business owners who've spent months waiting on a bank, this part usually surprises them.

Built for owners who've been burned by slow banks.

If you've spent months waiting on an SBA loan or a bank line that never came through — this was built for exactly that moment.

You shouldn't have had to wait this long

Traditional lenders move on their timeline, not yours. ClearTurn Capital works with business owners who need capital to move when the opportunity does — not 90 days from now.

No hard pull to get started

We don't need your credit before we've shown you anything worth evaluating. You see real options first. A hard pull only happens if you decide to move forward.

Terms you can actually read

No buried conditions. No offer that changes at the finish line. What we tell you at the start is what you get at closing.

Common questions.

Q: Who is this for?

Business owners who have been operating for at least one year, generating consistent monthly revenue, and need working capital — whether that's covering a cash flow gap, funding growth, or bridging to a deal that won't wait.

Q: Do you do a hard credit pull to get started?

No. Nothing hits your credit until you've seen real options and decided to move forward. We start with a soft review.

Q: Do I need collateral?

Not to get started. Many of our funding structures are based on business revenue, not collateral. We'll tell you exactly what's required when we come back with options.

Q: How fast can you actually move?

We give you a real answer in 24–48 hours. Funding typically follows within a few business days after that. If you've been through a 60-day bank process recently, the difference will be noticeable.

Q: Is there any commitment to take an offer?

None. You see what's available and decide from there. No pressure, no follow-up if you pass.

Q: What if I've been turned down by a bank recently?

It happens to a lot of good businesses. Bank declines are based on their criteria, not necessarily your fundability. We evaluate based on revenue and business performance — not just credit score and collateral.

You've waited long enough.

See what ClearTurn Capital can do for your business in the next 48 hours.

Takes 60 seconds. No hard credit pull. No obligation.